🎉 Open beta until July 31st — all Pro features free. Join the Collie community on Discord →
CollieCollie

Finance, made
predictable.

Real financial planning, kept private.

Building an emergency fund?
Saving for a house deposit?
No idea where your money goes?
Collie has you covered.
Get started free See how it works
Sign in with Google — no password
Privacy-first, by design

Hosted in the EU, funded by subscribers instead of advertisers — your data stays with you.

Collie dashboard
Emergency Fund
68%
4 months to go
Your data stays with you
Your data is secure
EU-hosted data
Works worldwide
Join our early adopters

See where your money's going

Collie expense trackingCollie dashboardCollie loans and debt payoffCollie investment portfolioCollie budget plannerCollie expense trackingCollie dashboard
How it works

Three steps to financial clarity

No jargon. Your data stays yours. Ready in minutes.

01

Build your plan

Add income, fixed costs, loans, and yearly bills. Collie calculates real cash flow, effort rate, and your emergency fund target.

02

Track what you spend

Log actual spending each month by category and compare it to the plan. Catch overspending before it becomes a habit.

03

Watch your wealth grow

Snapshot your portfolio and assets monthly. Set goals and see exactly how many months away you are from each one.

Features

Everything your finances need

From planning to investing — everything you need to stay on top of your money.

Cost Management

Income, fixed costs, loans, yearly bills — all in one place. Collie calculates your real cash flow, effort rate, and monthly savings rate automatically.

PMT amortisation schedules
Yearly costs spread across months
Debt snowball insights

Actuals

Log actual spending each month and compare category by category against your plan. Catch overspending before it becomes a pattern.

12 spending categories
Auto-log from planner
Monthly trend charts

Investments

Monthly investment snapshots across ETFs, stocks, bonds, crypto, savings. Watch your net worth trend over time.

8 asset classes
Emergency fund tracking
Goal progress links

Debt Management

Full amortisation schedules, variable rate support, lump-sum payment modelling. Know your exact payoff date.

Variable + fixed rate loans
Extra payment simulation
Credit card payoff projection

Savings Goals

Set a target amount and date. Collie tells you exactly how much to set aside each month. Link goals to portfolio positions.

Monthly set-aside calculation
Linked to portfolio positions
Visual countdown

Physical Assets

Track property, vehicles, art, and other assets alongside your investments. See your complete net worth picture.

LTV & equity calculation
Links to mortgage obligations
Full net worth view
FAQ

Common questions

Built for real life

Money is complicated.
Your app shouldn't be.

Most finance apps are built for simple lives. Fixed salary, one bank account, no loans. Collie handles the messy reality — mortgages that change, income that varies, and bills that only come once a year.

Variable mortgagesMultiple currenciesIrregular incomeYearly billsMultiple profiles
Works in your currency
EUR, GBP, USD, BRL and more. Pick one and switch anytime — everything updates instantly.
When your mortgage rate goes up
Update the rate once and Collie recalculates your full repayment schedule automatically.
Bonuses and irregular income
Got a 13th month or a yearly bonus? Add it in the exact month it lands so your plan stays accurate.
No ads, no data brokers
We make money from subscriptions, not from your data.
Privacy & security

Your finances are nobody else's business.

Built with privacy by design. Your data is stored securely in the EU, protected by row-level security, and never shared with advertisers or third parties.

EU cloud, your data only
Your financial data is stored in our EU cloud with row-level security. Only your authenticated account can access your rows — not other users, not us.
No one else can see your data
Row-level security means your data is cryptographically scoped to your account. Collie staff cannot read your financial records — not even in a support scenario.
You stay in control
Your numbers, your way. You decide what gets logged — Collie doesn't touch your bank, your accounts, or your transactions.
Your login stays with Google
Sign in with your Google account. Your credentials stay with Google.
Encrypted everywhere
TLS 1.3 in transit. AES-256 at rest — the same standards your bank uses. Your auth token is the only key to your rows; no one else can unlock them.
You own your data
Export everything as CSV or JSON at any time. Delete your account and all data is permanently removed from our servers within 24 hours. Your financial data is yours.
Pricing

Simple pricing, no surprises.

Start with the essentials. Upgrade to Pro for unlimited history and advanced features.

Annual billing coming soon
🎉 Pro features free until July 31st — no card required
Free
€0
no card required
Get started free
Budget planner
Expense history — 6 months
Portfolio snapshots — 6 months
Savings goals — up to 3
Simple dashboard
1 profile
Pro
Pro
€4.99/mo
per month
Coming soon
Everything in Free
Unlimited history
Unlimited goals & profiles
Advanced dashboard
CSV import & export
Debt & loan tracker

Your financial picture, one click away.

No data imports, no bank connections. Just open Collie and start building the plan.

Get started free
Your data stays with you · Secure EU cloud · No data sharing